About Us


Personalised Lending. Proven Experience.
At FLS Loans, we’re a boutique mortgage and finance firm based in Melbourne, known for delivering tailored lending solutions with honesty, clarity, and care.

With years of experience in the home loan and commercial finance sectors, we pride ourselves on offering straightforward advice, market-leading products, and hands-on support, whether you're purchasing your first home or funding your next business move.

Our banking background means we understand how to structure finance in a way that suits your lifestyle while protecting your long-term financial success.
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We believe getting finance shouldn’t be overwhelming. Make an appointment, and leave the rest to us.

Meet Steven

Steven Litinakis is the driving force behind FLS Loans. With extensive experience in both personal and commercial lending, he brings a calm, strategic approach to what can often feel like a stressful process.
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Clients trust Steven for his transparency, attention to detail, and no-nonsense advice. He’s not just focused on getting loans approved, he’s focused on finding the right solution for your goals, whether that's a home purchase, an investment strategy, or fast business funding.

What We Offer

We provide obligation-free assessments of your current loan structure and help identify opportunities to reduce interest, improve flexibility, or access new lending tailored to your goals. Whether you’re navigating your first home purchase or managing a portfolio of investment properties, our advice is grounded in experience and always in your best interest.

Our Network

We work with a wide range of lenders, service providers, and financial professionals. From mortgage brokers to accountants and legal advisors, we make sure you have everything you need in one place, without the hassle of chasing multiple contacts.

Why Clients Choose FLS

  • Deep experience in home and business lending
  • Personalised service tailored to your lifestyle
  • Strong lender relationships for better outcomes
  • No hidden agendas—just honest, expert advice
  • Support from first conversation to settlement and beyond

Contact Us

Find out how we can help.